What We Do

We passionately pursue being exceptional leaders in employee benefits by offering creative, effective and engaging solutions which assist clients in attracting and retaining exceptional employees. Our clients receive researched options, customization choices, cost management strategies, and prevention plans that promote health and save money. We make it a priority to know each client and their company’s culture and work for their benefit throughout the year, not just at renewal time.

Whether implementing a prevention program, fighting a difficult claim, or just keeping clients informed about new information, our client is our focus. From individuals to sole proprietors to mid-sized and large companies, we partner with clients to obtain the best possible employee benefit solution that meets their budget.

With over 25 years of experience in the employee benefit, health and life insurance industry, we have assisted hundreds of employers and individuals. Our keen knowledge of insurance plans and industry trends provides clients with the professional expertise to make sound healthcare decisions.


An Independent Advantage

We are Independent Agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a claim and follow through to see that you get fair, prompt payment and service. Gerald L Lukton Co represents a carefully selected group of financially strong, reputable insurance companies; therefore, we are able to offer you the best coverage at the most competitive price.